Privacy Policy

Privacy Policy

Introduction

Welcome to https://revenue-based-financing-benefits.laneexplorer.com (hereinafter referred to as “Revenue-Based Financing Benefits,” “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy details our practices regarding the collection, handling, and disclosure of data in alignment with various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal data in the private sector
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA) and subsequent updates (CPRA)
  • Colorado’s Consumer Privacy Act (CPA)
  • Utah’s Consumer Sales Privacy Act (UCPA)
  • Connecticut’s ConnectiCut Data Privacy Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to third-party websites, applications, or services accessible through links on our site. These entities have their own privacy policies governing data collection and usage, and we encourage you to review these policies before providing any personal information.

Processing Activities

This Privacy Policy guides how we interact with users when:

  • Using our applications, software, or online services as an authorized user
  • Visiting websites linked to this Privacy Policy
  • Subscribing to newsletters, receiving emails, making calls, or engaging in text/SMS communications with us

Personal Data Collection

We collect various categories of personal data (hereafter “Personal Data”) to enhance your experience and improve our services. The types of Personal Data we gather include:

  • Account Information: Details required to create and manage your user account, such as usernames, passwords, and profile information.
  • Payment Information: Credit or debit card details, billing addresses, and transaction records for processing payments and refunds.
  • Financial Information: Bank account numbers, investment portfolios, or other financial data provided for specific services.
  • Purchase Information: Items purchased, quantities, prices, and order history to improve customer service and personalize recommendations.
  • Mobile Device Identifiers: Unique device IDs, operating system information, and mobile network data for analytics and troubleshooting.
  • Location Data: Geographic coordinates and location-based services data to provide personalized content and services.
  • Feedback: Comments, reviews, and responses provided by users to help us improve our products and services.
  • Social Media Information: User details, posts, and interactions from social media platforms when you choose to connect them with your account.
  • Product Information: Data about the products or services you view, purchase, or interact with on our platform.

We obtain this data through direct user input, interactions with our platform, and automated technologies, including cookies and other tracking tools. Additionally, we may receive Personal Data from third parties who assist us in providing services, always subject to their respective privacy policies.

Cookies

Cookies are small text files stored on your browser or device when you visit our websites or use our applications. They play a crucial role in enhancing user experience and enabling essential functions:

  • Strictly Necessary Cookies: These cookies are essential for the basic functionality of our platform, allowing users to navigate through pages and post comments.
  • Preference Cookies: Used to remember user preferences, such as language settings or display options, to provide a personalized experience.
  • Analytics Cookies: These tools help us analyze user behavior on our sites, track website performance, and improve overall functionality.

Users can control non-essential cookies through our Cookie Manager, allowing them to customize their privacy settings.

Children’s Privacy

We do not knowingly collect or solicit Personal Data from children under the age of 18. If you are a parent or guardian and believe that we have collected such data by mistake, please contact us at the address provided below, and we will take immediate steps to rectify the issue.

Your Rights (Depending on your location)

The privacy laws in different jurisdictions grant individuals various rights regarding their Personal Data. Here are some common rights you may have:

  • Access: The right to request access to the personal data we hold about you and to know how it is being used.
  • Rectification: The right to rectify inaccurate or incomplete personal data and ensure your information is up to date.
  • Erasure (Right to be Forgotten): In certain circumstances, you can request the deletion of your personal data.
  • Restriction: You may ask for restrictions on the processing of your data in specific situations.
  • Portability: The right to receive your personal data in a structured, commonly used format and to transfer it to another controller.
  • Objection: Object to the processing of your data based on legitimate interests or for direct marketing purposes.
  • Non-Discrimination: You have the right not to be subjected to automated individual decision-making that significantly affects you.

To exercise these rights, please contact our privacy team using the details provided below. We will respond to your request as required by applicable law.

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting on our website. We encourage you to review this policy periodically to stay informed about how we protect your data.

Contact Information

For any queries, requests for data removal, or further questions regarding privacy, please contact us:

We appreciate your trust in handling your personal information, and we are committed to maintaining the highest standards of data protection.